Our Services
Retirement Planning
We work with you to determine your retirement income goals and what’s needed to achieve those goals. Together we will identify a strategy of saving, investing, and distributing your funds throughout your retirement to help determine your probability of success.
We also have the professional resources available to help guide you through the Social Security and Medicare process.
Insurance
How much life insurance do you need, and which kind should you choose? We can help you understand what is right for you so that you can rest assured that your loved ones are protected. In addition to Life Insurance, we can help with Long Term Care and other types of risk management.
Estate & Legacy Planning
It takes planning and knowledgeable guidance to help ensure your financial legacy makes an enduring difference in the lives of loved ones or a favorite charity. We are here to make legacy planning a positive, life-affirming endeavor that leads to the preservation of your family values and your assets transferring efficiently and according to your wishes.
Our team is adept at working with other professionals – such as CPAs and attorneys – to help ensure a well-coordinated approach, that your wishes are communicated to all involved, that your thoughts are thoroughly and accurately documented, and that your plans are amended appropriately as new marriages and births occur in your family.
Tax Planning Strategies
One of our primary jobs is to find ways that we can increase our client's income while helping them to reduce their taxes – legally! Tax avoidance is something that everyone should incorporate into their planning.
Employer Retirement Plan Analysis
Our team can analyze your employer retirement plan to determine if the funds are appropriately allocated in alignment with your personal circumstances.
Charitable Giving
We can help you take advantage of strategies that will increase your gift to charity while also being able to reduce your taxes by claiming a deduction for the donation.
Financial Planning
One Time Financial Plan: Together we will analyze your current financial situation, set personalized financial goals, and design a plan to pursue those goals based on your risk tolerance and desired lifestyle. We will work with you to collect all necessary information, develop recommendations, and implement.
Ongoing Personal Financial Planning: Many clients prefer to have ongoing financial advice. This allows your financial plans to evolve and update as often as your life does.
Investment Management
Our team reviews multiple choices for your portfolio. We offer experienced guidance for selecting alternative investments, separately managed and unified managed accounts, managed discretionary accounts, structured products, options, and traditional offerings such as equities, CDs, annuities, mutual funds, and exchange-traded funds.
College Planning
It is important to have a plan on how you will be paying for college, and if you’re taking loans, how they will be paid back. Having a plan for education expenses can mean the difference between a graduate getting ahead in life after school vs years or decades of being burdened by debt. Our team uses tools such as college calculators and cost projections to help formulate a plan.
Multigenerational Planning
Multigenerational wealth planning is all about managing how your wealth is transferred to younger family members when the time comes. A solid multigenerational plan will ensure that your children receive the full benefits of your life's work so that they can do the same for their children.
Small Business Retirement Plans
Small businesses have several options to choose from when it comes to retirement plan benefits for their employees. We provide guidance to help small business owners understand their retirement savings options and determine which program is most appropriate for their needs.
Banking & Lending Solutions
Our team can help you complete your plan with a variety of cash management solutions to diversify your cash in the same manner as your investments. Through Raymond James Bank, a wholly owned subsidiary of Raymond James, we have access to a dedicated banking consultant, a team of mortgage consultants and securities-based lending bankers who can help us to identify the most appropriate lending solutions to meet a variety of needs without disrupting your long-term financial strategy.
Complimentary Portfolio Review
Our no obligation reviews are designed to focus on your needs, to help you understand if your current investments are appropriate for you based on your personal goals and desired risk.